Need Help with your Engagement?
It’s the month of LOVE and your Credit Union can help you and that special person get engaged just in time for Valentine’s Day with an “Engagement Loan”!
9 .14 % APR
Borrow up to $2,014 for a ring and celebration expenses! Take up to 12 months to repay.
Click here to apply!
*APR = Annual Percentage Rate. Loans are subject to approval. Promotion offered during the month of February only. Other details and restrictions apply.
Tackle Debt
Let our experienced“money management” representatives help to restructure your debt and possibly help you SAVE MONEY! Benefits can include:
• Obtaining loans at lower rates
• Lowering monthly payments
• Reduced interest rates
• No balance transfer fees for credit cards
• Potential to improve your credit rating • Lowering the number of monthly bills you pay
Let your Credit Union help today! Call us at: 908-523-5669.
We’ll be happy to review your situation and discuss options that are appropriate for you.
WIN a Lovers Getaway
Use your E53 Visa credit card during the month of February and you could WIN a getaway for two at Caesar’s Pocono Resort.
Purchase Valentine’s Day gifts, flowers, groceries, pay bills or simply enjoy a great meal out. However you choose to use it (a minimum of five purchases), you’ll be entered to WIN.
Click here to apply for an E53 Visa credit card!
Restrictions apply.
S weetheart of a Deal!
One week Only . . . . February 12th-19th Used Auto Loan Rate as low as
3. 99% APR*
Apply for a Used Car loan or refinance* your high rate car loan and begin saving today!
Click here to apply!
*APR= Annual Percentage Rate. Promotional rate good 2/12-2/19 only. Other restrictions apply. Other terms available. *Refinance applies to loans from financial institutions excluding E53 FCU.
No-Fee Balance Transfers!
Get a great rate and true savings with an E53 Visa credit card that may help you save. Transfer high interest credit cards and department store card balances to our VISA credit card with no transfer fee!
Our card offers a low fixed rate, 9.9% APR*, 25-day grace period, NO annual fee, and NO transfer fees!
Click here to apply!
Applications subject to approval. *APR = Annual Percentage Rate.

Your Credit Union wants to make it a little easier and more convenient for you to file your taxes with Turbo Tax! It’s FREE! You can prepare, print and E-file your Simple Federal Return with TurboTax® Federal Free Edition. Visit our Tax Help Center and click on the Turbo Tax icon for complete details!
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Don’t use those high rate credit cards to pay for your taxes! Apply for a low-rate 9.9% APR* E53 Visa Credit Card. Save money and enjoy manageable monthly payments! Don’t delay, apply online today!
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Move Your Refund Directly to Your E53 Account! It’s quick, easy, safe & convenient! Call to sign up: 908-523-5860
*APR= Annual Percentage Rate © 2008 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for TurboTax 2009. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc., in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.
Visit our Tax Help Center for more information.
Save the Date!
2010 Annual Meeting
Thursday, March 25, 2010
Make a move to your calendar and get ready for E53’s 2010 Annual Meeting. The evening will consist of: reports from the Board of Directors and Supervisory Committee, dinner, entertainment, fun and a good time with fellow Credit Union members. Please join us for this informative, exciting event. More details will follow in the February 2010 issue of our newsletter and on this website.
2009 - 2010Scholarship Program
Sponsored by New Jersey Credit Union League's Youth Involvement Board
- Six $1,000 Winners will be selected statewide
Three (3) scholarships will be awarded to students attending a 4-year college or university and three (3) scholarships will be awarded to students attending a technical school or community college. Each credit union in New Jersey will be categorized by its district: north, central and south giving more opportunity for all credit unions in each district to product a scholarship winner.
- Plus, two additional winners will be selected exclusively from E53 Federal Credit Union.
Students must return completed applications to E53 Federal Credit Union on or before April 2, 2010.
To obtain an application click on this link http://www.njcul.org/yib.asp and scroll down to the bottom of the page.
Make 2009 contributions to IRAs by April 15, 2010!
Today’s financial market has become extremely risky and competitive when it comes to saving for your retirement. That’s why Your Credit Union offers IRAs that will help you invest safely, with flexibility and confidence. Whether you are retiring in 10 years or 30 years, it's never the wrong time to start thinking ahead.
For more information and a NEW retirement plan of action call us at: 908-523-5860
To take advantage of any applicable income tax deductions for your 2009 tax filing, you must open your IRA by April 15th of this year.Your tax advisor should be able to determine your eligibility for a tax deduction.
Sign up for E53’s Online Bill Pay today! It's quick, easy and convenient. And what's even better is it’s FREE! To enroll, click on the Bill Pay icon.
Restrictions apply
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Welcome to E53 Anytime Banking!
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E53 Members get discounts to see:
Prime Time Shootout - Feb. 13th &14th
World Championship Ice Racing - Feb. 19th
Jesus Christ Superstar - March 9th
Harlem Globetrotters - March 13th
Visit our Member Perks page to learn more about these offers and others.
Shop the Credit Union for exciting year-round gifts!
Members, you can live wirelessly ever after with

Credit Union Member Discount Plan. Visit our Member Perks page to learn more.
Winter Family Fun!
Don’t let cold weather take the fun out of holidays. As a valued Member/Owner, your Credit Union has arranged for you to receive discounts at a variety of places this winter. Go to the Member Perks page for more information.
Thousands of Surcharge-Free ATMs
As an E53 Federal Credit Union member/owner, you have access to thousands of surcharge-free ATMs nationwide through the CO-OP Network. We have more ATMs than most banks! Scroll down to the bottom of the page (Surcharge-free ATMs) to find an ATM closest to you (restrictions apply). Find a SURCHARGE FREE ATM near you
CLICK HERE FOR IMPORTANT FOREIGN TRANSACTIONS INFORMATION.
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