PRIVACY POLICY & INTERNET PRIVACY POLICY

Under current law, we are required to give you this privacy notice. It describes the E53 Federal Credit Union’s privacy policy and practices about the personal information we collect and disclose, including the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

E53 Federal Credit Union collects nonpublic personal information about you from the following sources:

• Information we receive from you on member applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as permitted or required by law.

E53 Federal Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Information, Collection and Use.

E-mail Addresses. If you supply us with your e-mail address, we may let you know by e-mail about other products and services and product enhancements that may be of interest to you. Submitting your e-mail address is optional. You will have the opportunity to tell us you don't want to receive future messages.With each product message you receive there will be a link to unsubscribe to our e-mail updates.

Information We Collect Automatically. There is some information we collect whenever you interact with us. It includes:

• IP Addresses. When you first enter our Web site, you pass through a "firewall" we use for security purposes. As you pass through it, we identify the Internet Protocol (IP) address associated with the device you are using, such as a personal computer or hand held device. The IP address does not identify you personally, but it does allow us to identify the device you are using. We store IP addresses in case we ever need to track a connection to its point of origin for security reasons.
• E-mail. When you send us an e-mail to comment on something or to ask a question, we will use your e-mail address to reply to you and for a limited time, we will store your e-mail address, your message and our response for quality assurance. We may also do this to meet legal and regulatory requirements. If we collect your e-mail address in this manner, we won't use it to let you know about our products and services unless you have given us permission.
  

If after reading this notice you have any questions, please contact us at:

E53 Federal Credit Union
P.O. BOX 23
Linden, NJ 07036
(908) 523-5860

Truth in Savings Account Disclosure