ID Theft Information - E53 Federal Credit Union

FOREIGN TRANSACTIONS

Effective June 1, 2008, for your protection, E53 Federal credit Union began blocking all foreign (non-United States) transactions unless adequate notification is given to E53 Federal Credit Union. Simply give us a call at: (908) 523-5860 if you plan on vacationing outside the United States, or if you have any knowledge of foreign debits that will be processed against your Debit Card.

IMPORTANT: FRAUD ALERT INFORMATION

Please be advised that fraudulant emails, appearing to be sent from E53 FCU are asking for specific account information. If you receive such email, DO NOT RESPOND. It is not the practice of the Credit Union to request account information via email.

IDENTITY THEFT RESOURCES

Whether you're a victim of identity theft or you're just trying to protect your good name, you can find helpful resources at the following sites:

Call For Action: www.callforaction.org
Federal Trade Commission: www.consumer.gov/idtheft
Social Security Administration: www.ssa.gov
U.S. Postal Inspection Service: www.usps.gov/postalinspectors
ID Theft 911: www.identitytheft911.org

Protect your Debit and Credit Cards Today!

Sign-Up for Online Purchasing Fraud Protection....it's FREE!!!

Your Credit Union and Visa^® have partnered to provide you with this valuable service. To take advantage of this protection, please register your Debit and Credit Cards with Verified by Visa. By registering, you will help to prevent unauthorized purchases and avoid the risk of being responsible for losses. How? By using a personalized password for any online purchases.

Registration is easy:

Go to https://www.mycardsecure.com/vpas/certegy_vbvisa/enroll/index.jsp?locale=en_US&bankid=3
Click on Personal
Under "Security and Protection" click on Verified by Visa^®
Under "Activate Now for Verified by Visa", enter your Debit or Credit Card number
Click on submit and follow the instructions

Repeat these steps to register addtional cards.

For your convenience you can enter all of your Visa cards at this site with companies that participate in the Verified by Visa program.

PROTECT YOURSELF AGAINST IDENTITY THEFT

Shred all personal documents including credit union and financial statements
Keep personal records and social security info in a secure location
Call the post office immediately if you are not receiving your mail
Be aware of others whenever entering PIN number
Limit the number of cards and info you carry in your wallet
Report lost or stolen cards immediately
Cancel all inactive credit accounts
Use passwords on all credit cards, bank accounts, and phone cards
Match your bills against charges to your credit account each month

IMPORTANT "FREE" CREDIT REPORT INFORMATION

You can get a free report from each of the three nationwide consumer reporting companies every 12 months. The official Web site, annualcreditreport.com, is the ONLY authorized online source for you to get a free credit report under the federal law. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.

For more information call us at: (908)523-5860

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - NCUA National Credit Union Administration, a U.S. Government Agency